Commercial pickups

Service contract options for pickups used as working assets.

Commercial vehicle protection for eligible pickups used in construction, service, landscaping, and field operations.

Fleet uptime

A pickup used for business may tow, idle, carry tools, travel to jobsites, or support crews every day. Program selection should reflect its actual application, payload, modifications, mileage, and whether personal-use assumptions in a consumer plan still fit.

Program focus

Half-ton through heavier commercial pickups
Gas and diesel powertrains
Service, construction, and field use
Towing and equipment disclosure
Commercial-use contract review

What matters

A program should fit the operation—not just the vehicle.

Actual use

Document jobsite access, towing, payload, snow equipment, and daily route pattern.

Modifications

Suspension, tires, toolboxes, fuel systems, and performance changes may affect eligibility.

Overlap

Coordinate manufacturer warranty, service contract, and commercial insurance without treating them as interchangeable.

Fleet review checklist

Use the correct commercial application rather than a personal-use description.
Confirm diesel emissions-system treatment in the actual contract.
Review tire and road-hazard options separately from mechanical breakdown coverage.

Prepare for a breakdown in this application.

Keep unit-level records for the actual duty cycle and installed equipment. Before authorizing work, confirm the contract’s administrator, facility requirements, and separate diagnosis and repair approval steps.

Claims & Readiness Center →Maintenance evidence →Breakdown action checklist →

Clear coverage starts with the contract.

Vehicle service contract coverage is subject to eligibility and the actual contract terms, conditions, limits, deductibles, maintenance requirements, and exclusions. Product availability varies by vehicle, use, administrator, and state. Review the signed contract before enrollment.

Start the conversation

Let’s review your fleet.

Tell us about your business, vehicles, and operating conditions. We will identify programs that may fit.